Terms

manojtailor.com
Last updated: May 2026

1. A clear starting point.

These Terms of Use explain how this website, its content, emails, diagnostics, resources, downloads, products, and services may be used.

By using this website, joining the Living Wisdom Journal, completing a diagnostic, downloading material, purchasing a product, or accessing any content provided through this site, you agree to these terms.

The intention is not complexity.

It is clarity.

These terms set expectations for both sides.

2. Who we are.

This website is operated by:

Manoj Tailor
manojtailor.com
United Kingdom

If you have any questions about these Terms of Use, you can contact:

Email: [manoj@manojtailor.com]

3. Who this site is for.

This website is intended for individuals who are at least 18 years old and able to enter into a legally binding agreement.

The material on this site is designed for people interested in purpose, meaning, inner orientation, timeless wisdom, AI-age humanity, personal development, self-reflection, and living with more wisdom in modern life.

If you use this site on behalf of a business, organisation, or other entity, you confirm that you have authority to accept these terms on its behalf.

4. What this website provides.

manojtailor.com may provide:

  • written pages, essays, articles, and reflections
  • Living Wisdom Journal email content
  • reflective tools
  • diagnostics, assessments, quizzes, or questionnaires
  • free resources
  • digital products
  • downloadable materials
  • educational resources
  • AI-assisted prompts or reflection tools
  • free or paid personal development content
  • future reports, courses, memberships, subscriptions, communities, or related digital services

All products and materials are provided digitally unless clearly stated otherwise.

5. What this is – and what it is not.

The material provided on this website is for informational, educational, reflective, and personal development purposes only.

It is designed to support clearer reflection, self-understanding, meaning, purpose, inner orientation, discernment, and practical wisdom.

It is not:

  • legal advice
  • financial advice
  • medical advice
  • psychological advice
  • therapy
  • counselling
  • diagnosis
  • crisis support
  • religious instruction
  • professional coaching unless explicitly stated
  • a substitute for qualified professional advice

You remain responsible for your decisions, actions, interpretations, and outcomes.

If you need legal, financial, medical, psychological, therapeutic, spiritual, crisis, or other professional support, you should consult an appropriately qualified professional.

6. Personal responsibility.

The material on this site may invite reflection, self-inquiry, decision-making, spiritual reflection, personal change, and practical action.

You are responsible for how you use it.

You agree not to use this website, diagnostics, emails, products, or services as a substitute for your own judgement or for professional advice where professional advice is required.

Nothing on this website guarantees a specific outcome.

Your life, context, responsibilities, history, values, circumstances, and decisions remain your own.

7. Diagnostics, assessments, and reflective tools.

This website may include diagnostics, assessments, quizzes, questionnaires, prompts, or reflective tools.

This may include the Purpose Path Diagnostic and any future tools related to purpose, meaning, identity, inner orientation, decision-making, values, self-understanding, or living wisdom.

These tools are intended to support self-reflection, orientation, and personal insight.

They are not:

  • clinical assessments
  • psychological tests
  • medical tools
  • professional evaluations
  • religious classifications
  • fixed identity labels
  • guarantees about your future

Any result, interpretation, score, profile, or reflection should be treated as a prompt for further thought, not as a diagnosis, instruction, fixed identity, or guarantee.

You should use your own judgement when interpreting and applying any result.

8. AI-assisted content and tools.

Some materials, diagnostics, analysis, prompts, emails, or content may be created, supported, organised, or enhanced using AI-assisted tools.

AI may be used to help with drafting, analysis, reflection, personalisation, summarisation, or content development.

AI-generated or AI-assisted material can be useful, but it may also contain errors, omissions, incomplete interpretations, or wording that requires human judgement.

You agree not to rely on AI-assisted content as a substitute for your own judgement or for qualified professional advice.

The purpose of AI within this work is to support reflection, clarity, and practical application – not to replace human responsibility, discernment, or lived wisdom.

9. Your use of this website and materials.

You agree to use this website and any related materials lawfully, responsibly, and respectfully.

You may use purchased or free materials for your own personal use, unless a different licence is clearly provided.

You may not:

  • copy, reproduce, distribute, publish, or share materials without permission
  • resell, sublicense, or commercially exploit the content
  • share paid product access details with others
  • upload materials to public websites, AI datasets, file-sharing platforms, or content repositories
  • claim the material as your own
  • modify the material in a way that misrepresents its source
  • use the material to create a competing product or service
  • use the content for AI training, scraping, dataset creation, or automated extraction without written permission
  • use the site in a way that disrupts, damages, or interferes with its operation
  • attempt to gain unauthorised access to any part of the site or related systems
  • use the site or materials for unlawful, harmful, abusive, or misleading purposes

All rights not expressly granted are reserved.

10. Intellectual property.

All content on this website, including text, essays, frameworks, diagnostics, prompts, product materials, downloads, names, concepts, methods, branding, and related materials, is owned by Manoj Tailor or licensed for use.

This content is protected by copyright, intellectual property, and other applicable laws.

This may include, without limitation:

  • The Life That No Longer Fits
  • Living Wisdom Letters
  • Purpose Path Diagnostic
  • Five Purpose Paths
  • Personal Next Chapter Report
  • related worksheets, prompts, emails, frameworks, pages, and resources

You may read, download, or use material for your own personal use where permitted.

You may not reproduce, sell, distribute, repurpose, train AI systems on, or create derivative commercial works from the material without written permission.

11. Email content and Living Wisdom Journal.

If you join the Living Wisdom Journal or any email list, you agree to receive emails from Manoj Tailor.

You can unsubscribe at any time using the unsubscribe link provided in emails or by contacting us.

Living Wisdom Journal are provided for informational, educational, reflective, and personal development purposes.

You may forward an occasional email to someone you think would benefit from it.

You may not reproduce, republish, archive, sell, or commercially distribute email content without permission.

12. Payments and digital access.

At the time this version of the site is published, there may be no paid products available.

If paid products or services are offered in future, prices will be shown clearly before purchase.

Prices may be listed in GBP (£), USD ($), or another currency depending on the platform, payment processor, or user location.

By purchasing, you agree to:

  • pay the stated price
  • provide accurate payment and contact information
  • receive digital access to the product or service
  • comply with any product-specific terms shown on the product page, checkout page, or confirmation email

Payment processing may be handled by third-party providers such as Stripe or other payment platforms.

We do not directly store your full payment card details.

Access is usually provided digitally after purchase, unless otherwise stated.

13. Digital content and cancellation rights.

Digital products and downloadable materials may be made available immediately after purchase.

Consumer rights may vary depending on your location.

If you are a UK or EU consumer, you may have a 14-day cancellation right for certain online purchases. However, specific rules apply to digital content once access or download has begun, especially where you have expressly agreed to immediate access and acknowledged that cancellation rights may be affected.

Nothing in these terms is intended to remove or reduce any statutory rights you have under applicable consumer law.

Where required, product pages or checkout pages may include additional information about:

  • cancellation rights
  • immediate access to digital content
  • download/access timing
  • any applicable waiver or acknowledgement
  • product-specific refund or guarantee terms

For digital products, checkout wording should clearly explain whether access begins immediately and whether cancellation rights are affected.

14. Refunds.

Refund terms may vary depending on the product or service.

Any specific refund policy shown on a product page, checkout page, receipt, or separate Refund Policy will apply to that purchase.

Unless otherwise stated:

  • refund requests must be made within the stated refund period
  • digital products must not have been misused, copied, shared, uploaded, or redistributed
  • we may ask for reasonable information to understand the request
  • refunds will not be provided where access has been abused, shared, or used in breach of these terms

If a product is faulty, inaccessible, not as described, or you have a statutory right to a remedy, your legal rights remain unaffected.

Refunds, where approved, will usually be made back to the original payment method.

15. Product-specific guarantees.

Some products may include a specific guarantee.

For example, a future Personal Next Chapter Report or digital product may include a product-specific promise or guarantee.

Where a guarantee is offered, the details will be stated on the relevant product page, checkout page, or product documentation.

A product-specific guarantee applies only to the product for which it is offered and does not create a guarantee for other products or services unless clearly stated.

Statutory consumer rights remain unaffected.

16. Subscriptions, memberships, or recurring payments.

If subscriptions, memberships, or recurring payment products are offered in the future, the relevant terms will be shown before purchase.

These may include:

  • billing frequency
  • renewal terms
  • cancellation process
  • access terms
  • refund terms
  • what happens if payment fails
  • whether prices may change in future

You are responsible for cancelling any subscription or membership in accordance with the instructions provided at purchase or in your account area.

No subscription or recurring payment will be taken unless clearly agreed at checkout.

17. No guarantees.

The materials, diagnostics, products, and services are designed to support reflection, clarity, orientation, and personal development.

However, no specific result is guaranteed.

We do not guarantee that you will:

  • find your purpose
  • make a particular decision
  • achieve a specific personal outcome
  • improve relationships, health, work, finances, or emotional wellbeing
  • experience a particular transformation
  • obtain any business, career, financial, spiritual, or life result
  • complete any product or apply any material in a particular way

Your outcomes depend on many factors outside our control, including your context, choices, actions, support systems, personal circumstances, and willingness to engage with the material.

18. Testimonials and examples.

Any testimonials, examples, case studies, stories, or user feedback are individual experiences.

They are not guarantees that you will experience the same or similar results.

They are provided to illustrate possibilities, not promises.

If you provide feedback, testimonials, or comments, we will only use them publicly with appropriate permission where required.

19. Website availability.

We aim to keep the website and digital materials accessible and functioning.

However, uninterrupted access is not guaranteed.

The website, content, email list, diagnostics, products, or services may be updated, modified, paused, withdrawn, or discontinued at any time.

We are not responsible for temporary interruptions, technical issues, hosting problems, third-party outages, data loss, or events beyond our reasonable control.

20. Third-party services and links.

This website may use or link to third-party providers, including payment processors, email platforms, form tools, analytics providers, diagnostic tools, video platforms, AI tools, hosting providers, or external websites.

We are not responsible for the content, policies, availability, security, practices, or performance of third-party services outside our control.

You should review third-party terms and privacy policies separately.

21. Privacy and data.

Your use of this site is also governed by our Privacy Policy.

The Privacy Policy explains how personal data is collected, used, stored, shared, and protected.

By using this website, joining an email list, completing a diagnostic, or purchasing a product, you acknowledge that your data may be handled as described in the Privacy Policy.

22. Limitation of liability.

To the fullest extent permitted by law, Manoj Tailor and manojtailor.com will not be liable for:

  • indirect, incidental, special, or consequential loss
  • loss of income, revenue, profit, opportunity, data, goodwill, or business
  • decisions made based on website content, diagnostics, emails, products, or services
  • reliance on educational or reflective material
  • losses caused by third-party services or platforms
  • website downtime, technical issues, or interrupted access
  • unauthorised access caused by third-party systems outside our reasonable control

Use of this website and its materials is at your own discretion.

Nothing in these terms excludes or limits liability where it cannot legally be excluded or limited under the laws of England and Wales, including liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation, or statutory consumer rights that cannot be excluded.

23. Indemnity.

You agree to take responsibility for any loss, damage, claim, or expense arising from your misuse of this website, breach of these terms, unlawful activity, unauthorised sharing of materials, or infringement of another person’s rights.

This does not affect any rights you may have as a consumer under applicable law.

24. Changes to these terms.

These terms may be updated from time to time.

The latest version will always be available on this page.

If significant changes are made, the date at the top of this page will be updated.

Continued use of the website after changes are published means you accept the updated terms.

25. Governing law.

These terms are governed by the laws of England and Wales.

Any disputes will be subject to the courts of England and Wales, unless applicable consumer law in your location gives you additional rights or requires a different approach.

If you are a consumer outside England and Wales, you may also have rights under the mandatory consumer protection laws of your own country or region.

26. Contact

If you have any questions about these terms, contact:

Email: [manoj@manojtailor.com]

27. Final note.

These terms exist to set clear expectations.

This website is here to support reflection, purpose, meaning, inner orientation, timeless wisdom, AI-age humanity, and practical wisdom for modern life.

But your life remains your responsibility.

If anything is unclear, it is better to ask before relying on the material or making a purchase.