Terms of Use

Terms of Use.

Last updated: [February 2026]

These Terms of Use govern your access to and use of manojtailor.com and any related content, materials, products, or services made available through this website.

By accessing this website or purchasing any product from it, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use this website.

  1. Purpose of This Website.

This website provides insights, written essays, frameworks, and digital products relating to decision-making, judgment, and personal governance.

The content is intended to support thoughtful reflection and structured thinking about decisions.

Nothing on this website constitutes professional, legal, financial, or psychological advice.

Users remain fully responsible for their own decisions and actions.

  1. Eligibility.

By using this website you confirm that:

  • you are at least 18 years of age, and
  • you have the legal capacity to enter into agreements.

If you are under the age of 18, you may not use this website or purchase any products.

  1. Intellectual Property.

All content available on this website is protected by intellectual property laws.

This includes, but is not limited to:

  • written essays and articles
  • frameworks and concepts
  • digital products and documents
  • design elements
  • graphics and layout
  • downloadable materials

Unless otherwise stated, all intellectual property rights belong to Manoj Tailor.

Purchasing a digital product grants you a personal, non-transferable license to use that material for your own use.

You may not:

  • reproduce
  • distribute
  • resell
  • share
  • publish
  • modify
  • or commercially exploit

any material from this website without prior written permission.

This restriction includes sharing purchased materials publicly or privately.

  1. Digital Products.

Digital products made available through this website may include:

  • decision frameworks
  • structured templates
  • prompts and tools
  • downloadable documents or guides

When you purchase a product, you receive access for your personal use only.

You may not:

  • redistribute purchased materials
  • upload them to shared platforms
  • provide them to third parties
  • incorporate them into commercial services

Violation of these terms may result in termination of access and legal action where appropriate.

  1. Payments.

Payments for products sold on this website are processed through secure third-party payment providers such as Stripe or similar services.

By making a purchase, you agree to provide accurate billing information and authorise the payment processor to charge the specified amount.

Payment providers operate under their own privacy and security policies.

This website does not store sensitive payment details such as credit card numbers.

  1. Refunds.

Refund terms for digital products are described in the Refund Policy available on this website.

Because digital products are delivered instantly and cannot be returned, refunds may be limited or unavailable once access has been granted.

Please review product descriptions carefully before purchasing.

  1. No Professional Advice.

The materials provided on this website are intended for educational and informational purposes only.

They are not a substitute for professional advice.

Nothing on this website constitutes:

  • legal advice
  • financial advice
  • investment advice
  • business consulting
  • therapy or psychological counselling

Users are responsible for seeking appropriate professional advice when necessary.

All decisions and actions taken based on information from this website remain the sole responsibility of the user.

  1. Limitation of Liability.

To the fullest extent permitted by law, Manoj Tailor shall not be liable for any loss or damage arising from the use of this website or its products.

This includes, but is not limited to:

  • business losses
  • financial losses
  • lost opportunities
  • indirect or consequential damages
  • decisions made based on website content

All content and materials are provided “as is” without warranties of any kind.

While every effort is made to provide thoughtful and accurate information, no guarantee is made regarding outcomes or results.

  1. Use of Artificial Intelligence.

Some frameworks, prompts, or materials provided through this website may involve the use of artificial intelligence tools.

These tools are intended to assist thinking and exploration.

Users remain responsible for verifying information and exercising their own judgment when making decisions.

Artificial intelligence outputs should never be relied upon as a substitute for independent reasoning.

  1. Acceptable Use.

When using this website, you agree not to:

  • misuse the website or its services
  • attempt to gain unauthorised access to systems
  • copy or extract content in violation of intellectual property rights
  • use the site for unlawful purposes

Any misuse of the website may result in restricted access or legal action where appropriate.

  1. Third-Party Links.

From time to time this website may include links to third-party websites or resources.

These links are provided for convenience only.

No responsibility is accepted for the content, policies, or practices of external websites.

Users access such sites at their own risk.

  1. Changes to the Website or Terms.

The content of this website and these Terms may be updated periodically.

Changes may occur without prior notice.

The most current version of the Terms will always be available on this page.

Continued use of the website constitutes acceptance of any updated Terms.

  1. Termination of Access.

Access to the website or its products may be restricted or terminated if these Terms are violated.

This includes cases of:

  • unauthorised sharing of digital products
  • intellectual property infringement
  • misuse of the website
  1. Governing Law.

These Terms shall be governed by and interpreted in accordance with the laws of England and Wales.

Any disputes arising from the use of this website shall fall under the jurisdiction of the courts of England and Wales.

  1. Contact.

If you have any questions about these Terms of Use, you may contact:

Email: [Insert Contact Email]